One Platform.
Countless ALM Solutions.

ZM Financial Systems (ZM) is now the featured ALM solution provided by Moody’s Analytics. 

Experience the power of ZM combined with the scalability of Moody’s Analytics. Financial institutions can now utilize an integrated platform for asset liability management (ALM), historical analysis, credit modeling, stress testing, loan pricing, trading, liquidity, funds transfer pricing (FTP), servicing (MSR) valuation, Value at Risk (VaR), forecasting and capital planning, as well as business and regulatory reporting.


Join the thousands of financial institutions who choose us for their ALM modeling software needs
to align their capital, earnings and risk profiles with their company strategies.

Community and Regional banks simplify disparate processes by integrating ALM, stress testing, and portfolio management using our in-house platform. More targeted analytics are available through cloud solutions that offer highly secure web delivery.

Join our growing community, as our solutions are found in small to very large credit unions as well as corporates. Cloud-based or in-house, our models help Supervisory Committees monitor key indicators to maximize profit and minimize market risk.

Show your clients the effects of decisions before they are made. Many Broker/Dealers utilize our model to help demonstrate impact analysis, so their clients can invest in the right portfolios to achieve their goals.

Efficiently manage numerous institutions and help your clients meet their risk requirements with one platform.