ONE PLATFORM.
COUNTLESS SOLUTIONS.

Take action! Ensure long-term stability and profitability by proactively managing your balance sheet with dependable and defendable analytics.

Explore ZMFS to discover how we continue to inspire confidence in an uncertain financial world.

INDUSTRIES WE SERVE

Join the 2,000+ financial institutions who choose ZMFS for their ALM modeling software needs
to align their capital, earnings and risk profiles with their company strategies.

Community and Regional banks simplify disparate processes by integrating ALM, stress testing, and portfolio management using our in-house platform. More targeted analytics are available through cloud solutions that offer highly secure web delivery.

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Join our growing community, as our solutions are found in small to very large credit unions as well as corporates. Cloud-based or in-house, our models help Supervisory Committees monitor key indicators to maximize profit and minimize market risk.

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Show your clients the effects of decisions before they are made. Many Broker/Dealers utilize our model to help demonstrate impact analysis, so their clients can invest in the right portfolios to achieve their goals.

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Efficiently manage numerous institutions and help your clients meet their risk requirements with one platform.

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CURRENT NEWS

Latest News—

Acquisition Bolsters Risk Assessment Capabilities for U.S. Banks

Announced today, Moody’s Corporation (NYSE:MCO) acquires ZM Financial Systems (ZMFS) broadening Moody’s Analytics’ suite of solutions and expanding ZMFS’ ALM software, which will be integrated into Moody’s Analytics’ Enterprise Risk Solutions (ERS) line of business. This integration will help support financial institutions of all sizes meet their continued growth and risk management objectives.

Latest News—

ZMFS Welcomes New Clients

ZMFS is pleased to welcome four new institutions to our growing client list:
Nicolet National Bank
Midland States Bank,
Clackamas Federal Credit Union, and
Atlantic Capital Bank, N.A.

Latest News—

ZMFS Adds News Instrumentation to Assist with Solar Panel Loans for Tax Credit Structure Changes

ZMFS is helping clients take the “guess work” out of the equations on repayment/re-amortization for solar panel loans by developing a new instrument that models these loans reflective of the tax credit structure. The structure has extra variables, such as the tax credit repayment date and the expected tax credit amount, that can pose a challenge when forecasting cash flows.