One Platform.
Countless ALM Solutions.

ZM Financial Systems (ZM) is now the featured ALM solution provided by Moody’s Analytics. 

Experience the power of ZM combined with the scalability of Moody’s Analytics. Financial institutions can now utilize an integrated platform for asset liability management (ALM), historical analysis, credit modeling, stress testing, loan pricing, trading, liquidity, funds transfer pricing (FTP), servicing (MSR) valuation, Value at Risk (VaR), forecasting and capital planning, as well as business and regulatory reporting.

INDUSTRIES WE SERVE

Join the thousands of financial institutions who choose us for their ALM modeling software needs
to align their capital, earnings and risk profiles with their company strategies.

Community and Regional banks simplify disparate processes by integrating ALM, stress testing, and portfolio management using our in-house platform. More targeted analytics are available through cloud solutions that offer highly secure web delivery.

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Join our growing community, as our solutions are found in small to very large credit unions as well as corporates. Cloud-based or in-house, our models help Supervisory Committees monitor key indicators to maximize profit and minimize market risk.

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Show your clients the effects of decisions before they are made. Many Broker/Dealers utilize our model to help demonstrate impact analysis, so their clients can invest in the right portfolios to achieve their goals.

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Efficiently manage numerous institutions and help your clients meet their risk requirements with one platform.

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CURRENT NEWS

Latest News—

Acquisition Helps Propel ALM Category Leader Distinction Award

The recent acquisition of ZM Financial System by Moody’s Analytics helped contribute to Moody’s earning the Category Leader distinction in a new report from Chartis Research. “ALM Technology Systems, 2021: Market and Vendor Landscape” evaluates more than 20 vendors of asset and liability management (ALM) technology systems. Moody’s Analytics earned the Category Leader distinction in all four of the report’s RiskTech Quadrants®.

Latest News—

ZM Financial Systems Adds Three New Clients Entering 2021

ZM Financial Systems, a Moody’s Analytics Company, is pleased to welcome three new clients: Equity Bank, First Tech Federal Credit Union, and Teachers Federal Credit Union. With the addition of First Tech Federal Credit Union and Teachers Federal Credit Union, ZMFS expands our reach into the credit union market, providing solutions to more than a quarter of the top 25 credit unions in the US.

Latest News—

Acquisition Bolsters Risk Assessment Capabilities for U.S. Banks

Announced today, Moody’s Corporation (NYSE:MCO) acquires ZM Financial Systems broadening Moody’s Analytics’ suite of solutions and expanding ZMFS’ ALM software, which will be integrated into Moody’s Analytics’ Enterprise Risk Solutions (ERS) line of business. This integration will help support financial institutions of all sizes meet their continued growth and risk management objectives.