Take action! Ensure long-term stability and profitability by proactively managing your balance sheet with dependable and defendable analytics.

Explore ZM Financial Systems to discover how we continue to inspire confidence in an uncertain financial world.


Join the 2,000+ financial institutions who choose ZM Financial Systems, a Moody’s Analytics company,
for their ALM modeling software needs to align their capital, earnings and risk profiles with their company strategies.

Community and Regional banks simplify disparate processes by integrating ALM, stress testing, and portfolio management using our in-house platform. More targeted analytics are available through cloud solutions that offer highly secure web delivery.

Join our growing community, as our solutions are found in small to very large credit unions as well as corporates. Cloud-based or in-house, our models help Supervisory Committees monitor key indicators to maximize profit and minimize market risk.

Show your clients the effects of decisions before they are made. Many Broker/Dealers utilize our model to help demonstrate impact analysis, so their clients can invest in the right portfolios to achieve their goals.

Efficiently manage numerous institutions and help your clients meet their risk requirements with one platform.