Validation Confirms Sound Modeling Theory for Latest ZMdesk Version

ZM Financial Systems (ZMFS) recently received third-party model certification validation for its flagship product, ZMdesk™ (Version 4.70). Certified by ALM First Analytics, LLC, ZMdesk users “can have confidence that the fundamental calculations and operational capabilities of ZMdesk are accurate and the modeling theory is sound.”

2019-11-21T19:05:15+00:00 November 21st, 2019|

ZMFS Welcomes The Farmers Bank of Willards

ZM Financial Systems is pleased to welcome The Farmers Bank of Willards as our newest Online CECL client. A leader among independent community banks, The Farmers Bank of Willards is located in Willards, MD, with eight branches serving the Wicomico and Worcester counties.

2019-09-12T12:52:17+00:00 September 12th, 2019|

Moving CECL Forward with ZMFS

When it comes to meeting CECL regulations, what do a $400M bank, a $7B credit union and a service bureau all have in common? All are moving forward with ZM Financial Systems’ CECL solutions to meet the forthcoming regulatory demands.

2019-08-08T18:10:18+00:00 August 8th, 2019|

ZMFS Welcomes New Vice President of Sales

ZM Financial Systems (ZMFS) welcomes J. Michael Smith, CPA, Vice President, Sales. In this role, Michael will be responsible for developing relationships and demonstrating ZMFS’ defendable analytics to our future financial institution partners within the Midwestern and Southern part of the U.S.

2019-04-05T15:49:51+00:00 April 5th, 2019|

Forward Thinking in a World of Uncertainty: Upgraded SABR Model Provides Tools of Confidence

In the financial world, we all know the end is nigh for LIBOR. Whether the Overnight Indexed Swap (OIS) or Secured Overnight Financing Rate (SOFR) are the replacements, financial analysts will need a model with the methodology to handle the term structure rates that will ultimately replace LIBOR. ZM Financial Systems’ (ZMFS) Quantitative Research team’s SABR_LMM Term Structure Model fulfills that need.

2019-04-03T19:24:36+00:00 April 3rd, 2019|

ZMFS Provides Easy Access to Prepay/Decay Tables

ZMFS is pleased to announce that clients now have the ability to upload MountainView Financial Solutions decay studies and betas into ZMFS’ balance sheet management platforms: ZMdesk and OnlineALM. By offering this ability to its clients, ZM Financial helps reduce the time its clients spend sourcing supplemental loan and deposit data and provides them with opportunity to enhance model and deposit analysis and precision.

2019-01-29T18:51:22+00:00 January 29th, 2019|