Acquisition Helps Propel ALM Category Leader Distinction Award

The recent acquisition of ZM Financial System by Moody’s Analytics helped contribute to Moody’s earning the Category Leader distinction in a new report from Chartis Research. “ALM Technology Systems, 2021: Market and Vendor Landscape” evaluates more than 20 vendors of asset and liability management (ALM) technology systems. Moody’s Analytics earned the Category Leader distinction in all four of the report’s RiskTech Quadrants®.

2021-02-26T18:31:47+00:00February 26th, 2021|

ZM Financial Systems Adds Three New Clients Entering 2021

ZM Financial Systems, a Moody’s Analytics Company, is pleased to welcome three new clients: Equity Bank, First Tech Federal Credit Union, and Teachers Federal Credit Union. With the addition of First Tech Federal Credit Union and Teachers Federal Credit Union, ZMFS expands our reach into the credit union market, providing solutions to more than a quarter of the top 25 credit unions in the US.

2021-06-22T16:20:51+00:00February 4th, 2021|

Acquisition Bolsters Risk Assessment Capabilities for U.S. Banks

Announced today, Moody’s Corporation (NYSE:MCO) acquires ZM Financial Systems broadening Moody’s Analytics’ suite of solutions and expanding ZMFS’ ALM software, which will be integrated into Moody’s Analytics’ Enterprise Risk Solutions (ERS) line of business. This integration will help support financial institutions of all sizes meet their continued growth and risk management objectives.

2021-06-22T16:21:03+00:00December 7th, 2020|

ZM Financial Systems Welcomes New Clients

ZM Financial Systems is pleased to welcome four new institutions to our growing client list: Nicolet National Bank Midland States Bank, Clackamas Federal Credit Union, and Atlantic Capital Bank, N.A.

2021-06-22T16:21:14+00:00October 15th, 2020|

ZM Financial Systems Adds News Instrumentation to Assist with Solar Panel Loans for Tax Credit Structure Changes

ZM Financial Systems is helping clients take the “guess work” out of the equations on repayment/re-amortization for solar panel loans by developing a new instrument that models these loans reflective of the tax credit structure. The structure has extra variables, such as the tax credit repayment date and the expected tax credit amount, that can pose a challenge when forecasting cash flows.

2021-06-22T16:21:23+00:00August 12th, 2020|

Mortgage Prepayment Model Gets Refit to Help Analysts Better Manage Refinancing Surge

In response to fluctuations in the mortgage marketplace due to the COVID-19 crisis, ZM Financial Systems recently refit their proprietary prepayment model. The model treats different collateral types equally under a unified framework and projects voluntary and involuntary prepayments simultaneously.  Collateral coverage includes conforming 30-year, 15-year, hybrid ARMs and Jumbo mortgages.

2021-06-22T16:18:53+00:00July 20th, 2020|

Validation Confirms Accurate Results for Latest Version

ZM Financial Systems recently received third-party model certification validation for its web-based asset liability management model, (Version 4.70). Certified by ALM First Analytics, LLC, “accurately produces results and model estimates are in-line with expectation.”

2021-06-22T16:18:18+00:00February 14th, 2020|

ZM Financial Systems Caps Record Year with New Hires

Celebrating a successful 16th year in business, ZM Financial Systems (ZMFS) continues its focus on innovation with the addition of new hires Mike Bollinger, Kayla Nie and Dan Delean. These individuals will assist ZMFS in the areas of behavior modeling, reporting, information technology and client management.

2021-06-22T16:17:37+00:00December 11th, 2019|