ZM Financial Systems is pleased to welcome four new institutions to our growing client list.

Nicolet National Bank, headquartered in Green Bay, Wisconsin, is our newest ZMdesk client. Founded in 2000, Nicolet National Bank is a growing, full-service community bank, operating 36 banking locations in Northeast and Central Wisconsin and the upper peninsula of Michigan. With $4.5 billion in assets and an aggressive growth strategy, Nicolet provides services ranging from commercial and consumer banking to wealth management and retirement plan services. More information can be found at www.nicoletbank.com.

Also selecting ZMdesk as their ALM model of choice is Midland States Bank, a community bank headquartered in Effingham, Illinois. Established in 1881, Midland States Bank has $6.2 billion in assets and provides a full range of commercial and consumer banking products and services, business equipment financing, merchant credit card services, trust and investment management, and insurance and financial planning services. As a community banking institution, Midland prides itself on establishing and maintaining excellent relationships with its customers and is committed to serving the financial needs of its communities. For more information on Midland States Bank, please visit www.midlandsb.com.

Clackamas Federal Credit Union, located in Milwaukie, Oregon, will be utilizing both of ZMFS’ OnlineALM.com and OnlineBudgeting.com solutions. With $480 million in assets, Clackamas Federal Credit Union is located in Milwaukie, Oregon. In 2003, the National Credit Union Administration (NCUA) approved a community charter allowing anyone who lives, works, worships, or attends school in Clackamas County to apply for membership. Several new branches opened as a result of the new community charter and Clackamas now operates eight branches throughout Clackamas county. More information on Clackamas Federal Credit Union can be found at www.clackamasfcu.org

We would also like to welcome an additional ZMdesk client, Atlantic Capital Bank N.A. Atlantic Capital Bancshares, Inc. (ACBI), the parent of Atlantic Capital Bank, N.A., is a publicly-traded bank holding company. At just over $2.9 billion in assets, Atlantic Capital Bank is headquartered in Atlanta, Georgia, and provides a competitive array of credit, treasury management, capital markets, electronic banking and deposit products and services through dedicated and experienced banking teams. For more information on Atlantic Capital, please visit www.atlanticcapitalbank.com